Last updated: [ Date – 20th Nov 2025]

1. Introduction
At Penta Wealth Management (“we”, “us”, “our”), we are committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, store, disclose and protect your personal data when you visit our website (https://pentawealthmanagement.com/), register for our services, submit enquiries, or otherwise engage with us. By using our website or services you consent to the processing of your personal data as described in this policy.

2. Scope
This policy applies to:

• Visitors to our website (both prospective clients and general visitors).
• Clients and service-users of Penta Wealth Management.
• Any other persons who provide us with their personal data.

3. What personal data do we collect?
We may collect the following types of personal data:

• Information you provide us: name, address, email address, telephone number, date of birth, PAN/Aadhaar/KYC details (where applicable), employment/income information, financial/investment profile, and other information you submit when you contact us, request a service, fill a form, or engage with us.
• Information collected automatically: your IP address, browser type and version, device identifiers, operating system, pages visited on our website, time and date of visit, referral source, and usage patterns (via cookies or similar technologies).
• Information from third-parties or publicly available sources: e.g., credit-bureau data, KYC registries, government/industry databases or service providers assisting us in onboarding.

4. Purpose of collection and processing
We may use your personal data for the following purposes:

• To fulfil your request for services (e.g., wealth-management advice, portfolio reviews, investment services).
• To verify your identity, carry out KYC/AML checks, assess your suitability and risk profile.
• To communicate with you regarding our services, updates, offers, marketing (where you have consented), and client relationship management.
• To maintain, operate and improve our website, services and offerings; analyse trends and usage; enhance user experience.
• To comply with legal, regulatory or contractual obligations (for example reporting to regulators, tax authorities, exchanges).
• To detect, prevent or investigate fraud, misuse, or unauthorised access and to protect our rights and interests.

5. Disclosure / Sharing of personal data
We may share your personal data with:

• Service-providers, agents or contractors who assist us in operating our website, conducting business, servicing clients, IT support, analytics, marketing (under contract and confidentiality obligations).
• Affiliates, business partners and associated financial institutions (where needed to deliver services or as part of our offering).
• Legal or regulatory authorities when required by law or to protect our rights.
  We will not sell or rent your personal data to third parties for their own marketing purposes without your explicit consent.

6. Cookies and similar technologies
We use cookies and similar tracking technologies to collect website usage information (such as pages visited, time spent, device/OS details) and to improve website functionality and user experience. You can disable or block cookies via your browser settings; however, you may lose access to certain features of the website if you do so.

7. Data retention
We retain your personal data only as long as necessary for the purposes set out above or as required under applicable law or regulation (for example record-keeping requirements for financial services). Once data is no longer required, we will securely delete or anonymise it.

8. Data security
We employ appropriate technical, administrative and physical safeguards to protect your personal data from unauthorised access, use, disclosure, alteration or destruction. Access to personal data is restricted to authorised personnel who need access for legitimate business purposes. Despite our efforts, no method of transmission or storage is entirely secure and we cannot guarantee absolute security of your data.

9. Your rights
Subject to applicable law, you may have the following rights regarding your personal data:

• Right of access – you may request a copy of the personal data we hold about you.
• Right of correction – you may ask us to correct or update inaccurate or incomplete personal data.
• Right to erasure (or to ask us to delete your data) in certain circumstances.
• Right to restrict or object to certain processing of your data (e.g., direct marketing).
• Right to withdraw your consent (for processing where consent is the legal basis).
  To exercise any of these rights, you may contact us using the details set out below.

10. International transfers
If we transfer your personal data outside your country of residence (for example to service-providers abroad), we will ensure that appropriate safeguards are in place to protect your personal data in accordance with applicable law.

11. Children
Our website and services are not intended for persons under the age of 18. We do not knowingly collect personal data from children under 18. If you believe we have collected such data, please contact us to request its deletion.

12. Links to other websites
Our website may contain links to other websites which are not operated by us. This privacy policy does not apply to those external sites, so we encourage you to review the privacy practices of any such linked sites separately.

13. Changes to this policy
We may update this Privacy Policy from time to time. When we do, we will update the “Last updated” date at the top of this page. You are encouraged to check this policy periodically. Your continued use of our website or services after any changes constitutes your acceptance of the revised policy.

14. Contact Us / Grievance Redressal
If you have any questions, concerns or requests regarding this Privacy Policy or our data-practices, please contact:
Penta Wealth Management
Address: [ 57 River Street, Suite 301, Wellesley, MA 02481 ]
Email: [ info@pentawm.com ]